What’s the innocent explanation for this one supposed to be?
We’ve been dating for about a year now, though we still live apart. Two weeks ago, I received a phone call asking if I was trying to use my credit card about 200 miles away. I immediately said no and to lock my credit card. They did and told me they would re-issue me a new card. Awesome customer service, seemed like they were saving my ass. Last week, I noticed an automatic payment I have tied to my card went through, I thought that was weird so I called my credit card company. They said there was no sign of fraud on my account. WTF.
I thought about it a bit more and my girlfriend has family in the city where they blocked the transaction. I checked my credit report and there it was, a credit card I’ve never seen before. My name is on it but the address is my girlfriend’s house. When I talked to her about it, she said she’s never seen it and knows nothing about it. Yesterday, I was able to call the credit card company and get a list of charges….almost all of them are places she frequents, same hair salon, same restaurant, same coffee shop, same supermarket, everything.
She came over last night and I called her out on it and showed her the list of charges, it adds up to more than $4000. She still denied everything. I told her it wouldn’t be hard to get surveillance footage of the person using the card, especially at the supermarkets, and she absolutely went off on me. She called me controlling, jealous and an awful person for blaming her. She left and texted me to call her when I’ve “decided to grow up”.
I do love this woman but, I’m just at a loss here.
Given that they’ve been dating a year, it seems unlikely that this whole relationship was a scam. So what happened? Did she realize she could do it as a lark, get in over her head and next thing you know she’s way over her head? Did she get frustrated with the relationship, decide she just didn’t care anymore and opened up a card? Is she crazy? On drugs? Is she a kleptomaniac?
I don’t know.
What I do know, is that if your girl opens up a credit card in YOUR NAME, while hiding it from you and running up $4,000 worth of bills, you don’t need a relationship counselor to try to fix things up, you need the police.